Tampa STR market context
Tampa is one of the stronger short-term-rental markets in the U.S., with consistent traveler demand and meaningful pricing power above its long-term-rental baseline.
Tampa is one of the most attractive Sun Belt markets, but insurance underwriting is the single biggest factor that can break a deal here.
Underwriting cautions
- Verify STR permit availability at the parcel level before closing.
- Apply a 75% haircut to top-quartile AirDNA comps when projecting revenue.
- Budget 35–45% expense ratio (cleaning, supplies, management, channel fees, utilities).
- Model a long-term-rental fallback scenario in case STR rules tighten.