These Terms of Use ("Terms") govern your access to and use of CalculateRealEstateROI.com (the "Website"), operated by Relationale LLC ("Relationale", "we", "us", "our"). By accessing or using the Website, you agree to be bound by these Terms and by our Privacy Policy, Disclaimer, Investment & Financial Disclaimer, Calculator Accuracy Disclaimer, Risk Disclosure, Limitation of Liability, Educational Use Policy, Affiliate Disclosure, and Editorial Policy (collectively, the "Policies"). If you do not agree, do not use the Website.
1. Educational Purpose Only
The Website is an educational and informational resource. It is not a real-estate brokerage, financial advisory, investment advisory, accounting firm, tax advisory, legal practice, appraisal company, or lending institution, and it does not provide professional advice of any kind. All content — including calculators, reports, AI-generated insights, comparisons, and articles — is provided solely for educational and informational purposes.
2. No Professional Advice
Neither Keiron Brown nor Relationale LLC provides legal, financial, accounting, investment, tax, lending, insurance, appraisal, or brokerage advice through the Website. You should consult appropriately qualified and licensed professionals before making any decision involving real-estate purchases, sales, financing, refinancing, investing, taxes, legal matters, business structures, or estate planning.
3. No Guarantees
We make no representations, warranties, or guarantees regarding profitability, investment performance, appreciation, rental income, market conditions, tax outcomes, financing approval, cash flow, or investment success. Past performance and hypothetical calculations do not guarantee future results.
4. Calculator Limitations
All calculators rely entirely upon assumptions, user-entered information, estimated values, market conditions, and mathematical models. Outputs may differ substantially from actual real-world results. See the Calculator Accuracy Disclaimer.
5. User Responsibility
You are solely responsible for: (a) verifying all calculations; (b) confirming all assumptions; (c) performing independent due diligence; (d) obtaining professional advice; (e) evaluating investment risks; and (f) making your own financial decisions.
6. Assumption of Risk
By using the Website, you acknowledge that investing involves risk and that real-estate markets, financial conditions, tax laws, interest rates, and local regulations change. You voluntarily assume all risks associated with any decisions you make in reliance on or following your use of the Website.
7. Permitted Use; Intellectual Property
All content on the Website — including text, graphics, logos, designs, calculators, methodologies, reports, and software — is owned by or licensed to Relationale LLC and is protected by intellectual-property laws. You may use the Website and its calculators for personal or internal business analysis. You may not copy, redistribute, scrape, republish, sell, sublicense, or create derivative works from substantial portions of the Website without our prior written permission.
8. Acceptable Use
You agree not to (a) use the Website for any unlawful purpose; (b) interfere with or disrupt the Website or its security; (c) attempt to access non-public areas; (d) misuse automated tools to harvest content; or (e) use the Website to infringe any third-party rights.
9. Third-Party Content and Links
The Website may link to third-party websites, products, or services and may display data from third-party sources. We do not control and are not responsible for third-party content, accuracy, availability, or practices. Inclusion of any third-party link or data does not constitute an endorsement.
10. AI-Generated Content
Any AI-generated analyses, reports, or summaries provided on the Website are produced automatically based on available information and user inputs and should not be relied upon as professional advice.
11. Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR AVAILABILITY. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
12. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RELATIONALE LLC, KEIRON BROWN, AND ALL OF THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, CONTRIBUTORS, AFFILIATES, LICENSORS, SUCCESSORS, ASSIGNS, AND SERVICE PROVIDERS (THE "PROTECTED PARTIES") SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR LOSS OF GOODWILL — ARISING FROM OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE WEBSITE OR ANY RELIANCE ON ITS CONTENT OR CALCULATIONS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. See Limitation of Liability.
13. Indemnification
You agree to defend, indemnify, and hold harmless the Protected Parties from and against any and all claims, liabilities, losses, damages, costs, and reasonable attorneys' fees arising out of or related to: (a) your misuse of the Website; (b) your violation of these Terms or any Policy; (c) your unlawful conduct; (d) your infringement of any third-party right; or (e) your reliance on Website content beyond its intended educational purpose. We may, at our option, assume the exclusive defense of any matter for which you are required to indemnify us, and you agree to cooperate.
14. Modifications
We may modify these Terms or any Policy at any time. Material changes will be reflected by updating the "Last updated" date. Continued use of the Website after changes constitutes acceptance of the updated Terms.
15. Termination
We may suspend or terminate your access to the Website at any time, for any reason, without notice.
16. Governing Law and Venue
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles. Subject to Section 17, the exclusive venue for any dispute that is not subject to arbitration shall be the state and federal courts located in Delaware, and you consent to personal jurisdiction there.
17. Dispute Resolution; Arbitration; Class-Action Waiver
Please read carefully — this section affects your legal rights. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall, to the fullest extent permitted by applicable law, be resolved by binding individual arbitration administered by a recognized arbitration provider, rather than in court. Arbitration shall take place in Delaware (or remotely, where permitted) and shall be conducted in English. YOU AND RELATIONALE LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. If the class-action waiver is found unenforceable, the remainder of this Section 17 shall remain in effect, but the affected claim shall be resolved in court under Section 16. Either party may bring an individual action in small-claims court for qualifying disputes. Nothing in this section limits either party's right to seek injunctive or equitable relief to protect intellectual-property rights.
18. Severability; Waiver; Entire Agreement
If any provision is held unenforceable, the remaining provisions remain in full force. Our failure to enforce any provision is not a waiver. These Terms, together with the Policies, constitute the entire agreement between you and Relationale LLC regarding the Website and supersede all prior agreements on the subject.
19. Acceptance
Your continued use of the Website constitutes your acceptance of these Terms and all associated Policies.
20. Contact
Questions about these Terms? Contact us.