Pro Calculator

Cash Flow Stress Tester

Real-estate investing fails in scenarios, not averages. Apply five stress shocks to your baseline rental and see what survives.

Stress Scenarios

Baseline: $350K rental at 25% down, $2,600/mo rent. Adjust the shocks below.

Vacancy increase

pts

Rent decline

One-time repair event

Property tax increase

Interest rate increase

pts

Share of baseline cash flow preserved in compound worst case.

/ 100

Weak

Survival Score

Baseline Cash Flow

-$2,009

Worst-Case Cash Flow

-$16,664

All shocks + repair event

Avg Single-Shock CF

-$3,712

Risk Band

Severe

Deals that only work in the base case aren't deals — they're hopes. Build full underwriting in the Rental ROI Analyzer, then bring scenarios here.