How accurate are 30-year projections?

Directionally useful, not predictive. Use them to compare scenarios, not to forecast exact dollar amounts.

Calculator Guide

Portfolio Growth Calculator

Real estate's compounding is the whole point. The Portfolio Growth Calculator forecasts 30 years of equity, cash flow, and net worth using realistic appreciation and rent growth assumptions.

Ready to run the numbers?

Open the Portfolio Growth Calculator →

Inputs

Starting Equity. Today's net equity in the property.
Appreciation %. Annual price growth (3–5% is a common baseline).
Rent Growth %. Annual rent increases (2–4% baseline).
Hold Period. Years held (15 / 20 / 30).

Outputs

Year-by-year equity. Equity buildup from both pay-down and appreciation.
Cumulative cash flow. All operating cash flow over the holding period.
Net worth at exit. Equity + cumulative cash flow.

Best Practices

Use conservative appreciation (3%) for primary projection, optimistic (5%) for upside scenario.

Common Pitfalls

Ignoring selling costs (6–10%) when forecasting exit equity.

Frequently Asked Questions

How accurate are 30-year projections?: Directionally useful, not predictive. Use them to compare scenarios, not to forecast exact dollar amounts.