CalculateRealEstateROI

City Cash Flow

Columbus Cash Flow Analysis

Estimated month-one cash flow on a median-priced Columbus rental, using current OH property-tax and insurance norms.

Monthly Cash Flow
-$478
Annual Cash Flow
-$5,731
Cash-on-Cash
-7.45%
Cap Rate
3.98%
Monthly Mortgage
$1,422
Operating Expenses
$8,490 / yr

What this means for Columbus investors

A median Columbus rental at today's financing terms delivers negative month-one cash flow. Buyers entering this market today are typically underwriting for appreciation and rent growth rather than immediate cash flow.

The full Columbus story balances yield, growth, and operational risk: Columbus offers an unusual combination of yield and growth catalysts. Suburbs near the Intel site (Licking County) are appreciating fastest.

Levers to improve cash flow

  • Buy 10–15% below median to widen the rent-to-price ratio.
  • Self-manage to recover 8–10% management fees (operationally intensive).
  • Add a legal ADU or convert to a small multi-family layout.
  • Refinance when rates drop ≥ 100bps below your current note.