Operations · 11 min read

Tenant Screening: The Three Filters That Actually Work

Income, history, and references — applied consistently — eliminate 95% of bad tenants.

The 3x Income Rule

Gross monthly income must equal at least 3x rent. For high-rent units, you can step down to 2.5x with offsetting credit strength.

Pulling Credit and Background

Use a service like RentPrep, TransUnion SmartMove, or your PM's platform. Look at credit score (target 620+), eviction history (zero), and criminal background (state-specific rules).

Calling Prior Landlords (Two Back)

The current landlord may lie to get rid of a bad tenant. The landlord before is more honest. Ask: 'Would you rent to them again?'

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