Pro Calculator

Mortgage Impact Analyzer

See the true investment cost of a mortgage — monthly PITI, total interest, full amortization, and the leverage curve over time.

Loan Inputs

Home price

Down payment

Interest rate

Loan term

yrs

Property taxes

$ / yr

Insurance

$ / yr

PMI (annual)

$ / yr

Set 0 if down ≥ 20%

Mortgage Results

Monthly P&I

$2,129

Monthly PITI

$2,654

Includes taxes & insurance

Total Interest

$446,428

Loan Amount

$320,000

Down Payment

$80,000

Total Cost of Loan

$766,428

Principal + interest

Amortization — balance vs. interest paid

Apply this to your investment underwriting

Mortgage choice often matters more than purchase price. Use the Rental ROI Analyzer to model how this loan affects total return, and stress-test the same property against rate, vacancy, and tax shocks.