CalculateRealEstateROI

Wealth

Financial Freedom Through Real Estate

Replacing earned income with passive cash flow — the FIRE strategy expressed through rental real estate.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Core concepts

Replacement number

Annual essential expenses ÷ net cash flow per door = required door count.

Cushion factor

Target 1.5x essentials with 12+ months reserves before quitting W-2.

Examples

  • $80k essentials × 1.5 = $120k cash flow ÷ $4k/door = 30 doors.

Practical applications

  • FIRE-path investors.
  • Self-employed seeking income replacement.

Common mistakes

  • Quitting at 1.0x without reserves.
  • Confusing gross rent with net cash flow.