House hacking is the fastest, most capital-efficient way to start a rental portfolio. By living in one unit of a 2-4 unit property (or renting rooms in an SFR), you access primary-residence financing terms and apply tenant income against your housing cost.
Core pillars
- FHA and VA financing
- Owner-occupancy compliance
- Tenant selection for shared properties
- Eventual move-out and re-lease
- Tax treatment of mixed-use property